Cities: Skylines 2 – How to Take a Loan

by Fernando Diaz / Articles, Cities: Skylines 2 / 12 Sep 2023

Accessing the City Economy

First things first, you gotta find your way to the ‘City Economy’ button. It’s chillin’ at the bottom of your screen, just waiting for a click. Give it a good tap and you’re on your way.

Navigating to Loans

In the City Economy menu, there’s a bunch of tabs. You’ll wanna go straight to the “Loans” tab; that’s your golden ticket to the financial boost you’re seeking.

Set Your Amount with the Green Slider

Now, you’ll see a green slider. Slide this left or right to adjust how much cash you’re thinking of borrowing -> As you do this, the loan amount, interest rate and monthly cost will update; play around a bit, find what works for you.

Lock It In

Once you’ve got the amount you need in mind, hit the “Accept” button; just like that -> you’ve got the funds. But of course, there’s the small matter of paying it back… Don’t forget about that part!!

Payback Time

Remember, loans ain’t free. You gotta pay that money back. You can do it manually whenever your city’s got enough cash, or just let it ride out in monthly payments. Your call.

Pro Tip: Reduce That Interest

If you’re not feeling that interest rate, there are ways to get it down. Building a City Hall? That’ll knock off 1% from the interest. And if you go the extra mile and set up a Central Bank, you can reduce it by another 2%.

Smart Money Management

Taking a loan is a big move, but it can definitely pay off if you use it right… Be smart about where you invest that loan money. Infrastructure, services, or projects that’ll boost your city’s income are always a good bet.

Fernando Diaz

Fernando is doing what he always did, sharing his honest opinions about games whenever he can. The difference is now he is writing and not talking about it.
View all posts